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CUSTOM REPORT

Digital Banking Maturity Model

The digital maturity gap is widening with leading institutions offering superior customer experiences that drive increased customer adoption, engagement, and stickiness.

Where does your institution stand?

Request a custom report for your institution, created by our digital banking specialists.

Product Features
  • Break down the 5 levels of maturity
  • Determine where your institutions falls
  • See real-life examples of institutions at each level
  • Concrete steps to level up

The 5 levels of digital banking maturity

Embarking

Informational.
Primarily content-focused web presence.

Evolving

Transactional.
Functional but limited digital integration.

Robust

Optimized.
Robust digital offerings, enhanced for usability.

Advanced

Personalized.
Seamless omni-channel experience.

Commanding

Differentiated.
Specialized experiences, custom-built to adapt quickly. 

From gathering information from your marketing site to closing the account.

We’ll analyze over
15 customer journey flows

We’ll give you a competitor baseline

See real-life examples of financial institutions at each stage of digital maturity.

and concrete steps to move forward.

We’ll share the signs it might be time to level up and specific, actionable insights on where to prioritize your investments for maximum return on your digital roadmap.

Get your report

Praxent accelerates the development of differentiated fintech products and
experiences that produce measurable results.

We help fintechs and financial services firms
acquire and enrich their customer relationships through the latest in human-centered design, software engineering, and fintech product integrations.

Get your report

Over

projects delivered

in business

120+ designers & developers

Banking Case Studies

BANKING

Meriwest

UX audit and user research increases account opening conversions by 30%

BANKING

Church Extension Plan

Mobile App design helps financial nonprofit modernize

BANKING

NEOCOVA

Implementation support to adopt agile delivery model

Praxent

Praxent® is the AI consulting and engineering firm built exclusively for fintech. We combine 25+ years of fintech expertise with Claude-native engineering to help financial services firms and technology providers turn legacy platforms into AI-native competitive advantages.

Our three-phase Decode, Activate, Compound framework extracts decades of trapped financial logic from legacy platforms, then deploys governed, production-grade AI inside regulated operations, and continuously innovates to drive business outcomes and keep you ahead of the competition.

450+ transformations delivered. Now 25-40% faster.

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(512) 553-6830 info@praxent.com

901 S MoPac Expressway Building 1, Suite 300 - #7072, Austin TX 78746

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